Fix Deposit
Honestly, after tracking the rates for years. Affin bank is the bank to go with if you want the highest FD rate. Be it 1 month or 12 months, just go with Affin bank.
Check this site often, I shall let you know when this trend changes.
Base Lending Rate
ALL local banks stand at 6.3% now with Bank of Tokyo and Royal Bank of Scotland offers the lowest at 6.0%.
Saving Accounts
Bangkok Bank offers 1.85%
Bank of Tokyo, Bank of Nova Scotia offers 1.75%
Don't forget you can get a simple widget
like above to show on your blog / web site.
Car Loan : NEW Car
Maybank continues to offer the lowest car loan rate starting from 2.7%. However, this is NOT a standard rate apply to all applicants. The actual rate can range up to 4.3%.
Bank Muamalat offers 2.85% for both New and Used cars but it requires an admin charges of RM600.
Car Loan : Used Car
Bank Muamalat offers 2.85% but requires admin charges of RM600.
CIMB offers 3.25% used car loan rate.
Don't forget Car Loan rate is Fix Term Rate
which is effectively a MUCH HIGHER
than variable term rate
like House Loan and Fix Deposit.
House Loan
There are too many factors in considering a good house loan, so we don't think its fair to simply summarize them here.
Our advice is to source for at least 3 offers, preferably a mix of local and foreign banks.
